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Bank reconciliation that does itself.

Invoflux matches bank transactions to invoices automatically. Handling fees, currency differences, partial payments, and bundles. You just review the results.

Target: 85%+ auto-match rate with less than 2% false positives.

Bank sync

Connect your bank. Let AI do the matching.

Link your bank account via PSD2 (open banking) under our own license, and transactions sync automatically every hour.

Prefer to upload? Drop a PDF or CSV bank statement and AI parses every transaction in seconds.

Connected accounts

Banca Transilvania
Open Banking · read-only
Syncing
Revolut Business
Open Banking · read-only
Syncing
Auto-sync every hour
PSD2, 2,000+ banks via Salt Edge
On
Statement upload
PDF or CSV, parsed in seconds
Optional

Exact match

Exact matches happen instantly

When the amount, date, currency, and vendor line up perfectly, the match is confirmed automatically. No AI needed.

About 30% of reconciliation is handled before AI even kicks in.

Auto-linked instantly

Hetzner Online
Card payment · Mar 3 · €87.40
Hetzner invoice
INV-2284 · €87.40
Exact match
Orange Romania
Direct debit · Mar 7 · 1,190.00 RON
Orange invoice
FCT-0091 · 1,190.00 RON
Exact match

AI matching

Smart matching for everything else

Real-world payments are messy. Stripe takes a fee. Currency rates fluctuate. One payment covers three invoices.

The Accountant Agent handles it all:

  • Payment processor fees (Stripe, PayPal deductions)
  • Currency exchange variance (up to 3% tolerance)
  • Partial and bundle payments
  • Non-invoice transactions auto-ignored

Accountant Agent suggests

Stripe payout
Mar 14 · €238.55 received
AWS invoice
INV-7741 · €240.00 · €1.45 fee
96% confidence · Amount, Date, Vendor
Wire · Anthropic
Mar 18 · €18.00 · FX applied
Anthropic invoice
$19.40 · 2.4% FX variance
91% confidence · Vendor, Ref
Transfer · Figma
Mar 20 · €144.00 · one payment
3 Figma invoices
Covers Jan, Feb, Mar seats
88% confidence · Bundle match

Self-learning

It learns from every correction

Correct a match once and Invoflux remembers. “STRIPE*ANTHROPIC” gets mapped to “Anthropic, Inc.” forever.

Bank fees, ATM withdrawals, and recurring charges get auto-classified after the first time you tag them. Fewer AI calls, better accuracy, lower cost.

Learned from your corrections

STRIPE*ANTHROPIC
Mapped to Anthropic, Inc.
Remembered
AMZN MKTPLC RO
Cleaned to Amazon
Remembered
Monthly bank fee
Auto-classified, no invoice needed
Set aside
Salary · payroll
Recurring, tagged once
Set aside

Confidence

Confidence you can trust

Every AI suggestion comes with a confidence score and the reasoning behind it. High-confidence matches (90%+) can be accepted in bulk.

Lower-confidence suggestions are flagged for review, with clear explanations of why the AI made that call.

Review queue

12 high-confidence matches
90%+ · Amount, Date, Vendor agree
Accept all
Revolut FX payout · €204.10
Medium · 84% · FX variance flagged
Needs review
Cash withdrawal · 500 RON
Low · 41% · no invoice candidate
Needs review
Customer payment received
Income, no invoice to match
Income

Full picture

Two dashboards. Full picture.

Missing invoices tab: Transactions without a matching invoice. Upload the missing document or mark it as confirmed missing.

Unpaid invoices tab: Invoices without a matching transaction. Find the payment or mark it as paid in cash.

March reconciliationAuto-sync · live
Transactions
214
Reconciled
87%
+9% vs Feb
Unmatched
11
Matched vs unmatched, last four months

Most tools match amounts. Invoflux understands payments.

Traditional reconciliation tools rely on exact amount matching. But real payments involve processor fees, exchange rates, partial payments, and bundled transactions. Leaving you to sort out the rest manually.

Invoflux's Accountant Agent understands how payments actually work. It matches intelligently, learns from your corrections, and gets better every month.

Reconciliation used to take our team an entire day each month. Now the AI handles 90% of it. We just review the edge cases.

Finance Lead

EU-based company

What changed:

85%+ auto-match rate
Self-learning accuracy
Monthly close in hours, not days

Built for people who reconcile

Accountants

Reconcile client books in minutes, not hours.

Finance teams

Close the month faster with AI-verified matches.

Business owners

Always know what's paid and what's missing.

Frequently Asked Questions

Stop matching invoices by hand.

Get Started